Showing posts with label bills. Show all posts
Showing posts with label bills. Show all posts

Thursday, September 11, 2008

Minimalistic Stress Reduction


Most of us are pretty organized at work. We walk in, check over our emails, create a list of things we need to get accomplished, enter deadlines into our planners, etc. As we all know, if we fail to do these things, we will certainly hear about it. (Oh, sorry I forgot about that meeting doesn't cut it at work.) Yet, it is all too easy to feel like we've had enough of this ultra organization by the time we get home and just want to relax, as if our personal lives would just flow along without any organization at all.

But we can use the same tools we use at work at home without over organizing our lives. Take email for example; we can set up many bills to come to us as emails and then pay them with on line banking which gives us a record of when they were paid. This is a huge time saver and cuts down on paper mail which helps me to be a better tree hugger!

Sadly, we spend less waking hours at home than at work,  so our to do lists for home should be much shorter, say two items. This may not sound like a lot, but after a week, you will have crossed off 14 items that you may have been putting off for months! It may be sending a thank you note, making an appointment, or making a phone call, etc. You may have to make a call during business hours and thus accomplish this on your lunch break. You still get credit for this though, because if you assign yourself too many of these things to do you will get even more stressed out. As you clear these types of items off of your list you may want to add items that help organize your home such as go through one drawer, organize your wallet or purse, or list an item on eBay, Craigslist or Freesell.

Just as you use a planner at work to make sure you are where you should be when, you can use a home calendar in the same way. Just like at work, when you make an appointment you write it down. You can go one step further and write a detail that gives you a record of what that appointment was about. You can note phone calls as well, giving you a record which may come in handy in the future.

I challenge you all to try my two item personal life "to do" list for one week and see if you can declutter 14 items from your stress list. Good Luck!

Monday, June 9, 2008

Minimalist Travel: Vacation in Your Own Town

Here in Portland, Oregon the weather just isn't giving us a break. Grey Grey Grey! I got onto the internet and started trying to find out how far we'd have to travel to get out from under these clouds and endless drizzle and to my horror it seemed to go on forever! We could drive eight hours to Redding or fly somewhere. Then I checked out the price of flying and it was crazy! $500 to fly to LA? There had to be an alternative. So my sweetie and I spent the weekend playing around in our own town. We ate every meal out, heard live music, went to art museums, Saturday Market, shopped on NW 23rd, (the tourist section of town), took cabs, stayed out late and slept in late and did pretty much what we would have done in any city on vacation. No dishes, no work and you know what happened? On Sunday the sun actually came out! Today alas, it's gone again, but we had loads of fun anyway and didn't have to spend $1000 for two round trip tickets to the sun, and kept our carbon footprint small...."Oh you can pour my next glass of wine into this glass. It saves energy."

Thursday, May 22, 2008

The Minimalist's Desk

Even though I am a minimalist, I have a lot to keep track of. I keep books for my family's construction company and our real estate investment company. I also paint and play the guitar. All of these activities can cause a cluttered mess to occur really quickly. I have a real office but it has been taken over by my new art print hobby. So, I decided to make use of a rather cleaver space. Here it is:
Don't see it? No it's not the wicker box. That holds the all the remotes.
Here's my office! Yep it's all in here. Back left: Construction file box, Back right: sketch pads and watercolors, front left: office supplies and folders of bills to pay and items to file, front right: journal and guitar music. This has kept me really organized and keeps my living space uncluttered. I was lucky this came with my couch but, I don't see why someone couldn't convert an ottoman or coffee table or just use a trunk.

Tuesday, March 18, 2008

Minimalist Finances: Getting Rid of More Junk Mail


When looking at simplifying finances, it makes sense to eliminate as much junk mail as we can. Not only are we helping the environment, but it makes it less likely that we will miss something important. In addition to arranging for paperless billing one can opt out of many catalogs and credit card offers.

To stop unwanted catalogs go to the Catalog Choice site. It’s a free service. Simply sign up and choose the catalogs you don’t want to receive. What's great is that you can update it whenever you want. I update it whenever I receive a new catalog. I feel that I am actually doing the retailer a favor by saving them their advertising money, because after all, I’m not going to order anything anyway! If I do want to order something that would be in their catalogs, I just go on line.

Here is a great time saver! Opt out of credit card offers. These are a huge time waster because they have to be shredded. What’s worse if they are stolen from your mailbox it could result in identity theft. Opting out is free and easy and you can opt back in at any time. Just go to the Opt Out Prescreen web site. And if you’re worried about missing some great credit card offer that would be mailed only to you, don’t. You can always shop for the best credit card deals on the Lower My Bills site or check with your mortgage carrier or bank.