When looking at simplifying finances, it makes sense to eliminate as much junk mail as we can. Not only are we helping the environment, but it makes it less likely that we will miss something important. In addition to arranging for paperless billing one can opt out of many catalogs and credit card offers.
To stop unwanted catalogs go to the Catalog Choice site. It’s a free service. Simply sign up and choose the catalogs you don’t want to receive. What's great is that you can update it whenever you want. I update it whenever I receive a new catalog. I feel that I am actually doing the retailer a favor by saving them their advertising money, because after all, I’m not going to order anything anyway! If I do want to order something that would be in their catalogs, I just go on line.
Here is a great time saver! Opt out of credit card offers. These are a huge time waster because they have to be shredded. What’s worse if they are stolen from your mailbox it could result in identity theft. Opting out is free and easy and you can opt back in at any time. Just go to the Opt Out Prescreen web site. And if you’re worried about missing some great credit card offer that would be mailed only to you, don’t. You can always shop for the best credit card deals on the Lower My Bills site or check with your mortgage carrier or bank.